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credit counseling and debt management

EL PASO -- The start of the new year is a great time to re-evaluate your finances and tinker with your savings goals, experts say. In a recession, it's especially important to continue to save some money, especially for an emergency fund, experts add
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Create emergency fund, experts urge: Revving up finances can be almost ... - El Paso Times

Q: I'm still waiting to receive my federal stimulus check. A few months ago, I called the IRS and was told I'd receive my check around Thanksgiving time. When no check arrived, I called again and was told to wait another 30 days, until around
http://www.elpasotimes.com/ci_11368029?source%253Dmost_emailed.26978592730A3B8C7F471EACE0DA4EF2.html

YOUR MONEY: Still haven't received stimulus check? Free taxpayer ... - Grand Forks Herald

Times are tough, and people are looking for ways to pay off their bills as quickly as possible. Genevieve Scholfield of Dover thought she’d found a way by signing up with a debt settlement company. It turned out to be a bad idea: She now owes even
http://www.grandforksherald.com/articles/index.cfm?id=99812

Debt settlement, credit firms might not be all they seem - Morning Sun

Dear Liz: We owe $127,000 on a home that's currently worth more than $300,000. We have a daughter entering college in fall 2010. Her first year will be paid through an education account, her second through some of our savings. Years 3 and 4 are less
http://www.morningsun.net/business/x497776332/Debt-settlement-credit-firms-might-not-be-all-they-see

Consider student loans before refinancing home - Palm Beach Post

With U.S. policymakers seeking ways to revive consumer confidence and encourage prudent loans, credit card issuers can do their share and also help their own bottom line by improving repayment terms offered to consumers who are past-due on their
http://www.palmbeachpost.com/business/content/business/epaper/2009/01/05/a4f_moneytalkcol_0105.html

Credit card issuers can help consumers - Republican & Herald

Most Americans live paycheck to paycheck. And for most people, that works out pretty well - until the paychecks stop. That's the dilemma facing thousands of Americans who have lost their jobs in recent weeks. If you're out of work, you might need to
http://www.republicanherald.com/articles/2009/01/04/opinion/editorial/pr_republican.20090104.a.pg12.

Job on shaky ground? Shore up those finances - Poughkeepsie Journal

Who would think that something as innocent as a forgotten $5 library fine could leave a mark on your credit score? (It can.) Or that paying your mortgage late -- even once! -- could make it tough to get a car loan? (It might.) While most of us fret
http://www.poughkeepsiejournal.com/article/20090106/BUSINESS/301060012

Money missteps that really make a big difference - Star-Press

MONTPELIER — Key to tackling debt and putting more money away is gaining the knowledge and skills to address the issues, then transferring that information into a regular routine, according to the Vermont Treasurer's Office. The Treasurer’s
http://www.thestarpress.com/article/20090105/LIFESTYLE/901030315

Spaulding: Improve financial skills in 2009 - Burlington Free Press

By STEVE BUCCI bankrate.com Dear Debt Adviser, I was laid off from my job for a couple of weeks but returned to work. I have a bank credit card. I called the bank inquiring about all types of economic hardship programs they might have. They told me
http://www.burlingtonfreepress.com/article/20090105/NEWS02/90105014

Plan your finances now to survive later - WCPO

Last year at this time, we were wondering whether it could get any worse. It did. Trouble in the subprime market exploded into an across-the-board rout. The credit crunch evolved into a global financial crisis. Markets tanked. Recession took hold
http://www.wcpo.com/content/financialsurvival/yourmoney/story/Plan-your-finances-now-to-survive-late

Frugality the reality - Fort Wayne Journal Gazette


http://www.journalgazette.net/apps/pbcs.dll/article?AID=/20090105/FEAT/901050321


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